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Claim 100% of the cost (up to policy limits)
WEMS has partnered with UK Healthcare to provide you with a corporate healthcare cash plan scheme, to help cover your “day to day” healthcare expenditure, such as optical and dental bills. Once you have completed treatment in respect of any of the benefits provided, you can claim back 100% of the cost, up to agreed policy limits.
The scheme itself is fully funded by the company, at level one, for all employees . All eligible employees will have the option to upgrade to a higher level of cover and additional family members / partners can be added to the scheme at a discounted cost, payable by you. All additional payments will be collected by Direct Debit.
At UK Healthcare we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK Healthcare policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and you can even cover up to four dependent children, up to their twenty fourth birthday, completely free of charge.
Please take a look below at the categories of healthcare provided by a UK Healthcare policy. With no need for a medical and all pre-existing conditions fully covered, you can start making claims straightaway with effect from the policy start date. All claims must be submitted within 3 months of the relevant treatment date.
Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 | ||
Employee Monthly Premium | Company Funded |
£7.67 | £16.67 | £25.67 | £40.67 | |
Partner Monthly Premium | £5.50 | £12.00 | £21.00 | £30.00 | £45.00 | |
Benefit | Payback | Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 |
Dental Includes check ups, fillings, hygienist fees, x-rays and dentures |
100% | £60 | £110 | £150 | £200 | £275 |
Dental Accidents For dental injury as a direct result of accidental impact |
100% | £200 | £400 | £600 | £800 | £1,000 |
Optical Includes eye tests, glasses, contact lenses, repairs and laser eye surgery |
100% | £60 | £110 | £150 | £200 | £275 |
Health Screening Includes well man/woman screening and all screening that helps prevent an illness |
100% | £100 | £130 | £150 | £200 | £300 |
Specialist Consultation Covers diagnostic consultations and tests |
100% | £200 | £260 | £300 | £400 | £600 |
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture) Covers treatment by a registered practitioner |
100% | £150 | £280 | £370 | £500 | £750 |
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy) Covers treatment by a registered practitioner |
100% | £50 | £100 | £150 | £200 | £250 |
Chiropody Covers treatment by a chiropodist or podiatrist |
100% | £20 | £50 | £100 | £150 | £200 |
Hospital In Patient A nightly allowance for any NHS or private hospital admission |
Up to 28 nights |
£10 | £15 | £20 | £30 | £50 |
Day Case A daily allowance for day care admissions |
Up to 10 visits |
£10 | £15 | £20 | £30 | £50 |
Hospital Parental Stay A nightly allowance for one parent accompanying a child covered by the policy |
Up to 28 nights |
£10 | £15 | £20 | £30 | £50 |
Prescriptions The number of standard prescription items that can be claimed (excludes annual prescriptions) |
1 | 2 | 3 | 4 | 5 | |
Savings on spas, gyms, holidays, theme parks and attractions Services provided by a third party provider |
Access to special membership rates | |||||
Confidential Counselling Helplines Helpline services provided by a third party provider |
Anytime support for legal issues, medical problems, counselling & ID theft | |||||
Worldwide Cover | Up to 28 days |
Cash plan benefits extend to trips abroad |