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Claim 100% of the cost (up to policy limits)
Prama has teamed up with UK HealthcareTM to bring you a healthcare cash plan to help cover your “day to day” healthcare expenditure such as optical and dental bills. The scheme itself is fully funded by the company for all employees. As a company paid benefit you are covered towards the costs of everyday healthcare expenses on the company paid level 1 option as illustrated below. When you go for treatment in respect of any of the benefits shown, you can claim back 100% of the cost, up to the policy limits. You have 3 months to submit your claim from date of treatment.
At UK HealthcareTM we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK HealthcareTM policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and you can even cover up to four dependent children, up to their twenty fourth birthday, completely free of charge.
Take a look at all the categories of healthcare covered by a UK HealthcareTM policy. You may decide to upgrade to a higher level of cover or add on a partner. Please use the upgrade form provided to advise us of any such additions. Should you decide to upgrade your policy or add a partner; all additional payments will be collected by payroll deduction.
Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 | ||
Employee Monthly Premium | Company Funded |
£7.67 | £16.67 | £25.67 | £40.67 | |
Partner Monthly Premium | £5.50 | £12.00 | £21.00 | £30.00 | £45.00 | |
Benefit | Payback | Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 |
Dental Includes check ups, fillings, hygienist fees, x-rays and dentures |
100% | £60 | £110 | £150 | £200 | £275 |
Dental Accidents For dental injury as a direct result of accidental impact |
100% | £200 | £400 | £600 | £800 | £1,000 |
Optical Includes eye tests, glasses, contact lenses, repairs and laser eye surgery |
100% | £60 | £110 | £150 | £200 | £275 |
Health Screening Includes well man/woman screening and all screening that helps prevent an illness |
100% | £100 | £130 | £150 | £200 | £300 |
Specialist Consultation Covers diagnostic consultations and tests |
100% | £200 | £260 | £300 | £400 | £600 |
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture) Covers treatment by a registered practitioner |
100% | £150 | £280 | £370 | £500 | £750 |
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy) Covers treatment by a registered practitioner |
100% | £50 | £100 | £150 | £200 | £250 |
Chiropody Covers treatment by a chiropodist or podiatrist |
100% | £20 | £50 | £100 | £150 | £200 |
Hospital In Patient A nightly allowance for any NHS or private hospital admission |
Up to 28 nights |
£10 | £15 | £20 | £30 | £50 |
Day Case A daily allowance for day care admissions |
Up to 10 visits |
£10 | £15 | £20 | £30 | £50 |
Hospital Parental Stay A nightly allowance for one parent accompanying a child covered by the policy |
Up to 28 nights |
£10 | £15 | £20 | £30 | £50 |
Prescriptions The number of standard prescription items that can be claimed (excludes annual prescriptions) |
1 | 2 | 3 | 4 | 5 | |
Savings on spas, gyms, holidays, theme parks and attractions Services provided by a third party provider |
Access to special membership rates | |||||
Confidential Counselling Helplines Helpline services provided by a third party provider |
Anytime support for legal issues, medical problems, counselling & ID theft | |||||
Worldwide Cover | Up to 28 days |
Cash plan benefits extend to trips abroad |