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Claim 100% of the cost (up to policy limits)
Chelmsford City Council will provide you, subject to eligibility, with a healthcare cash plan from UK Healthcare to help cover your “day to day” healthcare expenditure, such as optical and dental bills. Once you have completed treatment in respect of any of the benefits provided, you can claim back 100% of the cost, up to agreed policy limits.
The scheme itself is fully funded by the Council, at level one, for all eligible employees . All eligible employees will have the option to upgrade to a higher level of cover and additional family members / partners can be added to the scheme at a discounted cost, payable by you. All additional payments will be collected by payroll deduction.
At UK Healthcare we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK Healthcare policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and you can even cover up to five dependent children, up to their twenty fourth birthday, free of charge.
Please take a look below at the categories of healthcare provided by a UK Healthcare policy. With no need for a medical and all pre-existing conditions fully covered, you can start making claims straightaway with effect from the policy start date. All claims must be submitted within 6 months of the relevant treatment date.
Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 | ||
Employee Monthly Premium | Council Funded | £10.00 | £20.00 | £30.00 | £45.00 | |
Partner Monthly Premium | £10.00 | £20.00 | £30.00 | £40.00 | £50.00 | |
Benefit | Payback | Level 1 |
Level 2 | Level 3 | Level 4 | Level 5 |
Dental Includes check ups, fillings, hygienist fees, x-rays and dentures |
100% | £80 | £110 | £150 | £200 | £275 |
Dental Accidents For dental injury as a direct result of accidental impact |
100% | £200 | £400 | £600 | £800 | £1,000 |
Optical Includes eye tests, glasses, contact lenses, repairs and laser eye surgery |
100% | £80 | £110 | £150 | £200 | £275 |
Health Screening Well man/woman screening and all screening that helps prevent an illness |
100% | £100 | £130 | £150 | £200 | £300 |
Specialist Consultation Covers diagnostic consultations and tests recommended by your GP (Also includes – MRI, CT & PET Scanning) |
100% | £250 | £275 | £300 | £400 | £600 |
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture) Covers treatment by a registered practitioner |
100% | £250 | £300 | £370 | £500 | £750 |
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy) Covers treatment by a registered practitioner following GP referral |
100% | £150 | £200 | £250 | £300 | £350 |
Chiropody Covers treatment by a chiropodist or podiatrist |
100% | £100 | £150 | £200 | £250 | £300 |
Accidental Death (adult only) | 100% | £1,000 | £1,000 | £1,000 | £1,000 | £1,000 |
Discounted Gym / Spa Membership Services provided by Incorpore Ltd |
Access to special discounted rates | |||||
Savings on holidays, theme parks, attractions and Retail Discounts Services provided by Incorpore Ltd |
Access to special membership rates | |||||
Confidential Counselling Helplines Helpline services provided by Health Assured Limited. |
Anytime support for legal issues, medical problems, counselling & ID theft | |||||
Worldwide Cover | Up to 28 days |
Cash plan benefits extend to trips abroad |