Healthcare Cash Plan Scheme

Budget towards your everyday healthcare costs with UK Healthcare and the ILFM

The Institute of Legal Finance & Management has teamed up with UK Healthcare to provide you with a healthcare cash plan scheme. This plan with a reduced qualifying period is only available to ILFM members and is designed to help cover your “day to day” healthcare expenditure, whereby you can claim back 100% of your costs, (up to policy limits) for everyday treatments such as Optical, Dental, Physiotherapy, Prescriptions and many more.

We have also included preventative benefits such as health screening and even provided discounted membership across a range of local and national gyms. ILFM members can now enjoy peace of mind, knowing that from as little as 28 pence a day they are covered for all costs incurred up to agreed policy limits, dependent upon their chosen level of cover.

UK Healthcare (a subsidiary of Westfield Health) is the trading style of Bolton & District Hospital Saturday Council which is a company limited by guarantee and operates on a not for profit basis. They have provided Healthcare cash plans for many years with roots going as far back as 1813.

This scheme is open to any ILFM Member aged 18 – 70 and partners, plus and you can cover up to four dependent children (under the age of 24) completely free of charge. With four levels of cover to choose from, please have a good look through the benefits table below and select a level that best suits your needs.

Members of the ILFM will have the 13 week qualifying period waived (excluding maternity) enabling you to make a claim straight away. This offer is also extended to dependants and additional family members you enrol into the plan.

Joining couldn’t be easier:

IN ORDER TO TAKE OUT A POLICY

  1. Take a look at the benefits table below
  2. Choose the level of cover that best suits your needs
  3. Apply online via the following link which can be copied onto a new browser.

www.ukhealthcare.org.uk/apply-now-2/

or simply download and return our paper based application form which can be found on the left hand side.

For online applications – please include ILFM within the reference box!

  • Select your own personal level of cover
  • Add on up to 4 dependant children (Free of Charge)
  • Add on any Partners / Family member
Level 1 Level 2 Level 3 Level 4
ILFM Member Monthly Premium £9.00 £14.25 £22.50 £36
Partner Monthly Premium £9.00 £14.25 £22.50 £36
Benefit Payback Level 1 Level 2 Level 3 Level 4
Dental*
Includes check ups, fillings, hygienist fees, x-rays and dentures
100% £50 £95 £175 £260
Optical*
Includes eye tests, glasses, contact lenses, repairs and laser eye surgery
100% £80 £120 £200 £330
Health Screening
Includes well man/woman screening and all screening that helps prevent an illness
100% £50 £100 £200 £300
Specialist Consultation*
Covers diagnostic consultations and tests recommended by your GP
100% £60 £110 £200 £425
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture)*
Covers treatment by a registered practitioner up to a maximum of £20 per visit
100% £110 £220 £375 £600
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy)
Covers treatment by a registered practitioner following GP referral
100% £110 £200 £350
Chiropody
Covers treatment by a chiropodist or podiatrist up to a maximum of £20 per visit
100% £110 £200 £350
Hospital In Patient*
A nightly allowance for any NHS or private hospital admission
Up to
25 nights
£20 £30 £50 £75
Day Case
A daily allowance for day care admissions
Up to
10 visits
£30 £50 £75
Hospital Parental Stay
A nightly allowance for one parent accompanying a child covered by the policy
Up to
24 nights
£30 £50 £75
Maternity/Paternity/Adoption (one adult only)
Single payment per child born or adopted. 12 months qualifying period
£100 £200 £300 £400
Prescriptions
The number of standard prescription items that can be claimed (excludes annual prescriptions)
4 8 12
Savings on spas, gyms, holidays, theme parks and attractions
Services provided by Incorpore Ltd
Access to special membership rates
Accidental Death (adult only) £2,500 £5,000 £7,500 £10,000
Confidential Counselling Helplines
Helpline services provided by Health Assured Limited

Any time support for legal issues, medical problems, counselling & ID theft
Worldwide Cover Up to
28 days
Cash plan benefits extend to trips abroad